Terms of Use

This is an informational website hosted at https://fintechwithoutborders.org and made available by The Fintech Foundation, directly and/or via its owners/affiliates (“Site” or ”We” or “Us”). By accessing the Site, you’re agreeing to these legally binding terms and conditions (the “Terms”).

Users of the website may open an account if they are duly established as an incorporated entity in their jurisdiction (“Company”) provided they are not residents of territories where the GDPR applies. We reserve the right to screen legal entities seeking to register on the Site, and to determine their status as incorporated entities with bona fide intent to use the Site and access the Services. For the purposes of these Terms, the term “Services” shall mean access to the Site, its technological platform for storage and sharing of information and use of the Site, its reports and publlications, its features and support services for the purpose of communicating with current and potential stakeholders of the Company.

These Terms are between you and the Site, and it governs your access to and use of the Services offered by the Site. Your access to and use of the Services is conditioned on your acceptance of and compliance with these Terms. Your use of Services shall mean that you have consented to the Terms.

Intellectual Property

All right, title, and interest in and to the Services (including content provided by the users) and Content is and will remain the exclusive intellectual property of the Site. The Services are protected by copyright, trademark, and other applicable laws. Except as expressly provided herein, nothing in these Terms shall give you a right to use the Site’s name or any of its trademarks, logos, domain names, or other distinctive brand features. Subject to your acceptance of these Terms, the Site grants you a worldwide, non-assignable, non-exclusive, non-transferable, revocable limited license to use the Services.

Redistribution

Redistribution of our content without our prior written permission is strictly prohibited. Individuals or entities seeking to rely on our content in their publications or publish stories or news based on information gleaned from our content must enter into a license agreement with the Site before doing so. The Site is entitled to bar access and terminate accounts of users who breach these Terms, at its sole discretion and without providing notice.

Disclosure of information

The Site shall enable sharing of information on the Site by a Company, and shall not have any liability or be responsible for the consequences of information shared by the Company. You are requested to review the laws of your jurisdiction in relation to disclosure of information to investors, and Site does not provide any assurance that the Company’s disclosure of information or lack thereof will not result in legal and regulatory action. Any liability incurred as a result, will be that of the Company and the Site will not be liable to the Company or any third parties due to reliance on any information processed through the Site or due to any representations or misrepresentations by the Company to its stakeholders or any third parties.

Not a financial intermediary or an advisor

The Site is a technology platform and does not take any responsibility towards the Company or its investors/stakeholders for activities undertaken through the Site or transactions undertaken by the Company and its investors/stakeholders using the tools and support services provided by the Site. For abundant clarity, the Site does not provide consulting services or substitute the services of a legal, financial, accounting or investment advisor. The Site does not provide to the Company or any person investment advice or analysis of risks involved in undertaking a potential investment, nor does it guarantee that the Services or the content provided by the Site is compliant with the laws of the Company’s jurisdiction.

Representations and Warranties

Competent to enter into these Terms: By entering into these Terms you represent that you have the right, authority, and capacity to enter into these Terms on your own behalf and on behalf on any entity for whom you are acting and to abide by all of the Terms contained herein, and that if any aspect of your participation in the Site violates provisions of any applicable law to which you are subject, you will cease using the Services and close your account.

Company shall comply with the applicable laws: The Company shall comply with the applicable laws and rules before using any information or undertaking any Services provided by this Site and/or any transaction using the Site.

Relating to investments: The Site provides information only. You will use your own judgment before making any decision to invest or to accept an investment involving monetary considerations. You are free to obtain any professional advise in relation to your interests including but not limited to legal and financial advise.

Indemnification

You agree to indemnify and hold the Site (and any employee, officer, director or affiliate of the Site) harmless (including costs and attorneys’ fees) from any claim or demand made by any third party due to or arising out of your access to or use of the Services, the violation of these Terms by you, the infringement by you, or any third party using your account, of any intellectual property or other right of any person or entity, or for any content posted through the Services by you. Your obligations under the foregoing indemnity may not be offset against any other claim you may have against the Site. You remain solely responsible for all content that you upload, post, email, transmit, or otherwise disseminate using, or in connection with, the Services. You agree that the provisions in this paragraph will survive any termination of your account(s) or the Services.

Dispute Resolution and Arbitration:

These Terms and any contractual obligation between the Site and you will be governed by the laws of India, subject to the exclusive jurisdiction of courts in Mumbai.

Disclaimer, Limitations and Liability

You expressly agree that access to and use of the Services is at your sole risk and that it is provided on an ‘as is’ basis without warranties of any kind, either express or implied.

The Site shall not provide assurance of any kind in relation to the Services. It makes no warranty and disclaims all responsibility and liability for the completeness, accuracy, availability, timeliness, security or reliability of the Services or any content thereon or any content you receive as a result of your relationship with the Site. The Site will not be responsible or liable for any harm to your computer system, loss of data, or other harm that results from your access to or use of the Services, or any content.

The Site makes no warranty that the Services will meet your requirements or be available on an uninterrupted, secure, or error-free basis. No advice or information, whether oral or written, obtained from the Site or through the Services, will create any warranty not expressly made therein.

Miscellaneous

Amendment to these Terms: The Site may amend these Terms at anytime, at its sole discretion which shall be effective upon the amended Terms being posted on the domain https://fintechwithoutborders.org. Your use of the Services following the date on which such amended Terms are published will constitute consent to such amendments.

No relationship: No partnership, joint venture or agency relationship shall be established between You and the Site.

No obligation to display any information: The Site has no obligation to accept, display, review, monitor, or maintain any content submitted by users, user forum posts, commentary, ratings or compliments and may delete any such content without notice at any time.

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